How it works

Credit repair,
with a clear
next step.

Know how to get started, what RSC handles, and how we keep you informed along the way.

Your repair journey 4 clear stages
Start
Choose the support that fits
Choose
Prepare
Complete your secure onboarding
Set up
Work
Dispute work and progress updates
Active
Then
Review responses and next steps
Review

The process stays visible, so you know what is happening and what comes next.

From getting started
to knowing what comes next.

Four stages. Clear roles. No guessing about where you stand.

A woman smiling at her desk, holding a credit card beside an open laptop
01

Choose your support

Join the Academy directly to learn DIY credit repair with community support. If you want it done for you, book a free Credit Fit Review to talk through your goal and which service fits.

Academy or private fit review
02

Complete onboarding

Review your service terms and complete secure intake. For Credit Comeback, keep your separate SmartCredit monitoring connected so RSC can work from current reports.

Your secure starting point
03

Let RSC handle the work

RSC reviews the file, prepares appropriate disputes, tracks responses, and keeps you updated. You do not have to figure out the dispute letters yourself.

Work and progress updates
04

Review the next step

We review what came back and what is appropriate next. Credit Comeback includes one private strategy review per dispute round. Academy members bring their own results to the community for guidance.

Clear direction after each cycle

You bring the goal.
We bring the process.

The point of getting help is to stop carrying the whole process by yourself.

What RSC handles

Reviewing your file, preparing appropriate disputes, tracking the responses, and explaining the next steps through the support included in your service.

What we need from you

Complete onboarding, keep monitoring active during repair, and respond when documents or information are needed. Send private records through secure intake, not community posts.

The next step comes
from the file.

We look at the response, not just the calendar.

01

Review what came back

Check the report changes and responses against the issue raised. Keep the work documented and explain where the file stands.

02

Decide what makes sense next

If further dispute work is appropriate, prepare the next action. A verified response does not automatically mean sending another dispute.

Credit Comeback follows one compliant dispute cycle at a time. A monthly payment is not a promise of a new round every calendar month.

Same business.
Different kinds of support.

Choose the level that fits your situation. You do not have to buy every program in order.

Credit Freedom Academy

DIY credit repair education, community access, group support, and resources in a $77 monthly membership.

Explore the Academy

Credit Comeback

Done-for-you credit repair with a private analysis, a personalized goal plan, direct support, and one private strategy review per dispute round. $1,200 in full, or 4 monthly payments of $500.

Book a free Credit Fit Review

Credit Comeback Complete

Personal and business funding readiness, lender-fit guidance, and application sequencing. RSC prepares and submits your applications. $0 upfront, 12.5% of approved funding. Qualified direct entry is welcome.

Book a funding fit review

Compare prices, support, and program terms

Process questions,
answered.

The practical details before you get started.

What happens on the free Credit Fit Review?

We discuss your goal, timing, past attempts, and the main obstacles you are facing, then identify which support fits. It is a fit conversation, not the comprehensive private analysis included with Credit Comeback.

Do I need a call to join the Academy?

No. You can explore the Academy and join directly. A fit review is available if you need help deciding whether done-for-you support is right for you.

Do I have to write my own dispute letters?

Not with Credit Comeback. RSC handles the dispute work for Credit Comeback clients. Your role is to complete onboarding, keep required monitoring active, and provide information when requested. Academy members do the work themselves, with lessons and community support.

How do I get updates?

The Academy gives you lessons, resources, and group support to track your own progress. Credit Comeback adds individualized updates and a private strategy review per dispute round. Complete uses stage-by-stage funding guidance, with an update as each lender decides.

Do I need credit monitoring?

A separate SmartCredit subscription is required while RSC works your credit file on Credit Comeback. Academy members do not need it, but it is encouraged so you can track your own progress.

Can I get business funding help without doing private credit repair first?

Yes, if you qualify for Complete. Readiness depends on your overall credit and business situation, documentation, financial stability, and ability to follow the plan. RSC prepares and submits the applications with your approval, and lenders make their decisions.

Ready for a clear next step?

That is what the free Credit Fit Review is for. We talk through your goal and situation, then identify the support that fits.

30 minutes. No cost, no card. I will tell you honestly if I do not think I can help.