Choose your support
Join the Academy directly to learn DIY credit repair with community support. If you want it done for you, book a free Credit Fit Review to talk through your goal and which service fits.
How it works
Know how to get started, what RSC handles, and how we keep you informed along the way.
The process stays visible, so you know what is happening and what comes next.
Four stages. Clear roles. No guessing about where you stand.
Join the Academy directly to learn DIY credit repair with community support. If you want it done for you, book a free Credit Fit Review to talk through your goal and which service fits.
Review your service terms and complete secure intake. For Credit Comeback, keep your separate SmartCredit monitoring connected so RSC can work from current reports.
RSC reviews the file, prepares appropriate disputes, tracks responses, and keeps you updated. You do not have to figure out the dispute letters yourself.
We review what came back and what is appropriate next. Credit Comeback includes one private strategy review per dispute round. Academy members bring their own results to the community for guidance.
The point of getting help is to stop carrying the whole process by yourself.
Reviewing your file, preparing appropriate disputes, tracking the responses, and explaining the next steps through the support included in your service.
Complete onboarding, keep monitoring active during repair, and respond when documents or information are needed. Send private records through secure intake, not community posts.
We look at the response, not just the calendar.
Check the report changes and responses against the issue raised. Keep the work documented and explain where the file stands.
If further dispute work is appropriate, prepare the next action. A verified response does not automatically mean sending another dispute.
Credit Comeback follows one compliant dispute cycle at a time. A monthly payment is not a promise of a new round every calendar month.
Choose the level that fits your situation. You do not have to buy every program in order.
DIY credit repair education, community access, group support, and resources in a $77 monthly membership.
Explore the AcademyDone-for-you credit repair with a private analysis, a personalized goal plan, direct support, and one private strategy review per dispute round. $1,200 in full, or 4 monthly payments of $500.
Book a free Credit Fit ReviewPersonal and business funding readiness, lender-fit guidance, and application sequencing. RSC prepares and submits your applications. $0 upfront, 12.5% of approved funding. Qualified direct entry is welcome.
Book a funding fit reviewThe practical details before you get started.
We discuss your goal, timing, past attempts, and the main obstacles you are facing, then identify which support fits. It is a fit conversation, not the comprehensive private analysis included with Credit Comeback.
No. You can explore the Academy and join directly. A fit review is available if you need help deciding whether done-for-you support is right for you.
Not with Credit Comeback. RSC handles the dispute work for Credit Comeback clients. Your role is to complete onboarding, keep required monitoring active, and provide information when requested. Academy members do the work themselves, with lessons and community support.
The Academy gives you lessons, resources, and group support to track your own progress. Credit Comeback adds individualized updates and a private strategy review per dispute round. Complete uses stage-by-stage funding guidance, with an update as each lender decides.
A separate SmartCredit subscription is required while RSC works your credit file on Credit Comeback. Academy members do not need it, but it is encouraged so you can track your own progress.
Yes, if you qualify for Complete. Readiness depends on your overall credit and business situation, documentation, financial stability, and ability to follow the plan. RSC prepares and submits the applications with your approval, and lenders make their decisions.
That is what the free Credit Fit Review is for. We talk through your goal and situation, then identify the support that fits.
30 minutes. No cost, no card. I will tell you honestly if I do not think I can help.