01
Choose your support
Join the Academy directly for standard repair and group support. If you want private help, book a free Credit Fit Review to talk through your goal and which service fits.
Academy or private fit review
How it works
Credit repair,
with a clear
next step.
Know how to get started, what RSC handles, and how we keep you informed along the way.
Your repair journey
4 clear stages
Start
Choose the support that fits
Prepare
Complete your secure onboarding
Work
Dispute work and progress updates
Then
Review responses and next steps
The process stays visible, so you know what is happening and what comes next.
From getting started
to knowing what comes next.
Four stages. Clear roles. No guessing about where you stand.
02
Complete onboarding
Review your service terms and complete secure intake. For active repair, keep your separate SmartCredit monitoring connected so RSC can work from current reports.
Your secure starting point
03
Let RSC handle the work
RSC reviews the file, prepares appropriate disputes, tracks responses, and keeps you updated. You do not have to figure out the dispute letters yourself.
Work and progress updates
04
Review the next step
We review what came back and what is appropriate next. Credit Comeback includes one private strategy review per dispute round; Academy members use the standard service and group-support path.
Clear direction after each cycle
You bring the goal.
We bring the process.
The point of getting help is to stop carrying the whole process by yourself.
What RSC handles
Reviewing your file, preparing appropriate disputes, tracking the responses, and explaining the next steps through the support included in your service.
What we need from you
Complete onboarding, keep monitoring active during repair, and respond when documents or information are needed. Send private records through secure intake, not community posts.
The next step comes
from the file.
We look at the response, not just the calendar.
01
Review what came back
Check the report changes and responses against the issue raised. Keep the work documented and explain where the file stands.
02
Decide what makes sense next
If further dispute work is appropriate, prepare the next action. A verified response does not automatically mean sending another dispute.
Active repair follows one compliant dispute cycle at a time. Your monthly Academy membership is not a promise of a new round every calendar month.
Same business.
Different kinds of support.
Choose the level that fits your situation. You do not have to buy every program in order.
Credit Freedom Academy
Standard active repair for eligible members, progress updates, group support, education, and resources in a $77 monthly membership.
Explore the AcademyCredit Comeback
Private consumer-credit analysis, a personalized goal plan, direct support, and one private strategy review per dispute round.
Book a free Credit Fit ReviewCredit Comeback Complete
Business-capital readiness, lender-fit education, and application sequencing. You submit applications with RSC guidance. Qualified direct entry is welcome.
Book a funding fit reviewProcess questions,
answered.
The practical details before you get started.
What happens on the free Credit Fit Review?
We discuss your goal, timing, past attempts, and the main obstacles you are facing, then identify which support fits. It is a fit conversation, not the comprehensive private analysis included with Credit Comeback.
Do I need a call to join the Academy?
No. You can explore the Academy and join directly. A fit review is available if you need help deciding whether private support is right for you.
Do I have to write my own dispute letters?
No. RSC handles the standard active repair work for eligible enrolled members and clients. Your role is to complete onboarding, keep required monitoring active, and provide information when requested.
How do I get updates?
The Academy includes updates through the standard repair process and group support. Credit Comeback adds individualized updates and a private strategy review per dispute round. Complete uses stage-by-stage capital-readiness guidance.
Do I need credit monitoring?
A separate SmartCredit subscription is required while RSC actively works your credit file. Education-only Academy access does not require monitoring.
Can I get business funding help without doing private credit repair first?
Yes, if you qualify for Complete. Readiness depends on your overall credit and business situation, documentation, financial stability, and ability to follow the plan. RSC provides guidance; you submit the applications and lenders make their decisions.
Ready for a clear next step?
That is what the free Credit Fit Review is for. We talk through your goal and situation, then identify the support that fits.
30 minutes. No cost, no card. I will tell you honestly if I do not think I can help.