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Boost Your Credit

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We offer Premium Tradelines from some of the top-tier financial institutions

Please click the logo to see what trade-ins we have in stock for the the specific institution

What You'll Get:

3 Months of Authorized User Reporting

Your name gets added to a seasoned account that reports monthly to the major credit bureaus, helping boost your score fast.

Instant Credit Depth & History

Leverage the positive payment history and age of established accounts to improve your credit mix and credibility with lenders.

Better Approval Odds for Loans & Credit Cards

Banks and lenders see you as a lower risk when your profile includes long-standing tradelines.

Bonus Access: Credit Power Mini Guide

Get a free PDF showing how to combine your new tradeline with other proven score-boosting strategies for maximum results.

Choose the Tradeline That Fits Your Credit Goals

Each tradeline is verified, reports monthly to all 3 major credit bureaus, and includes 3 months of reporting.

Capital One

Great for Early Credit Builders

Credit limit: $6,000

 

Open Date:  1 -March -2017

 

Age (Years): 8 Years

 

Report Date: 3rd of the Month

 
$550
$450

Save $100 When You Enroll Today

American Express

Best for Long History and High Limit

Credit limit: $16,000

 

Open Date:  1 -March -2018

 

Age (Years): 7 Years

 

Report Date: 24th of the Month

 
$750
$650

Save $100 When You Enroll Today

Most Popular

Bank of America Tradeline

For Serious Credit Builders & Businesses

Credit limit: $25,000

 

Open Date:  1 -March -2015

 

Age (Years): 10 Years 

 

Report Date: 29th of the Month

 
$1,000
$850

Save $150 When You Enroll Today

Real Results You Can See

Why It Works

Authorized User (AU) Tradelines let you leverage someone else’s perfect credit history — so you can get results in weeks instead of years.

  • Instant Credit Age Boost: Lenders love long credit histories. By being added to a seasoned tradeline, you instantly gain the age and credibility of that account.

  • Improved Utilization Ratio: High-limit tradelines lower your overall utilization — one of the biggest factors that drives your credit score up fast.

  • Positive Payment History: You’re “piggybacking” off perfect payment history, showing lenders you can handle credit responsibly (even if you’re just getting started).

  • No Hard Inquiry or New Debt: You’re not applying for new credit. No credit checks. No new balances. Just a clean, legitimate way to boost your profile.

First, the honest part

A tradeline is a boost, not a repair.

Used in the right situation it works fast. Used in the wrong one it does nothing. Here is the line.

This helps if
  • Your credit file is thin and needs depth and age.
  • You have a decent base and want lower utilization fast.
  • You want to strengthen your profile before a lender pulls your file.
This won't fix
  • Collections, charge-offs, or late payments.
  • Any negative item dragging your score down.
  • A report that needs the bad removed before the good can land.

Negative items are the real problem? That is a repair job, and it is what we actually specialize in. See how we handle that.

PRO TIP

The sooner you start, the sooner you can unlock the funding your business needs. Don’t wait—opportunities don’t.

Consistent action builds momentum. Grab your guide now and take control of your financial future today!

The other door

Need more than a boost?

If negative items are the real issue, a tradeline alone will not move them. Our done-for-you credit repair does the actual work, dispute by dispute. And once your profile is strong, our funding consulting helps you turn it into capital.

Book a free credit consult

FREQUENTLY ASKED QUESTIONS

What exactly is an Authorized User Tradeline?

An Authorized User Tradeline is a credit account (like a credit card) that already has years of perfect payment history. When you’re added as an authorized user, that history appears on your credit report — giving your profile an instant boost in age, limit, and positive history.

Will this hurt my credit or add new debt?

No. There’s no hard inquiry, no new debt, and no credit check involved.
You’re not applying for credit — you’re simply being added as an authorized user to a seasoned account.

How long will the tradeline stay on my credit report?

Each tradeline includes 3 months of active reporting. During that time, your profile will reflect the account’s age, limit, and history. You’ll also have the option to renew or switch to another tradeline before removal to keep your momentum.

Are tradelines legal?

Yes — absolutely. Authorized user tradelines are 100% legal under the Equal Credit Opportunity Act (ECOA). Millions of people have used this same strategy to build or rebuild credit for decades.

When will it post to my report?

Order at least 10 days before the card's statement date to post in the current cycle. Inside that window it may not show until the next cycle. If posting does not happen after a clean 10-day order, we place you on a different card.

What happens if my tradeline doesn’t post?

We offer a 100% reporting guarantee. If your tradeline doesn’t post within the agreed reporting cycle, we’ll replace it at no extra cost or issue a full refund — your choice.

Can this help me qualify for funding or business credit?

Definitely. Strong personal credit opens the door to 0% interest business credit cards, bank funding, and higher approvals. Many of our clients use tradelines as part of their funding preparation process.

How do I get started?

Simply click “Get Started” under your preferred tradeline, fill out your short application, and our team will confirm your enrollment and reporting timeline within 24 hours.

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