Credit Freedom Academy
You don't have to
fix your credit alone.
Learn to work your own credit, step by step. With a community behind you the whole way.
First, hear it from the people
who've worked with us.
Before you decide what's next for your credit, see what working with RSC has meant to these clients.
RSC client experiences across our programs.
A car purchase.
Without a co-signer.
Hear Kerry Ann describe what that moment meant to her.
Burned before.
Ready to trust again.
His experience with another company, and why he chose RSC.
A bigger vision
for his business.
Samuel shares his experience working with RSC on business funding.
Real reports. Visible progress.
See the score changes, dispute results, and progress recorded in these RSC client reports. Tap any report for a closer look.
You don't need another list of tips.
You need a plan you can actually follow.
Maybe you tried DIY and got lost. Maybe you paid a company and barely heard from them. Or maybe life kept pushing your credit to the back burner.
The old way
Figure it all out yourself.
More searching. More second-guessing.
- Search for answersAnother video. Another tip. Still unsure.
- Try a little of everythingPiece together advice and dispute letters.
- Wonder what's happeningWait without a clear picture of the work.
- Put it off againLife gets busy. Credit goes on the back burner.
You're left guessing on your own.
The new way
Get a plan. Get support.
Credit Freedom Academy, with RSC.
- Know where to startStep-by-step lessons show you exactly where to begin.
- Work your disputes with a planLessons and templates show you what to send and when.
- Know your next moveLearn how to read the responses and plan your next round.
- Get answers along the wayBring your questions to weekly group support.
You do the work. You're never doing it alone.
That's the idea behind Credit Freedom Academy.
Introducing Credit Freedom Academy
The help you came for.
The support to keep going.
Learn how credit repair actually works, then apply it to your own file. Use the calls, lessons, and resources whenever you need them.
A clear step-by-step path.
Lessons and templates walk you through your own disputes, instead of piecing it together from random videos.
A community doing it with you.
Ask questions, share wins, and stay accountable with people working their own files.
Support is there when you need it.
Weekly group coaching and practical resources give you a place to ask questions and build on what you're learning.
A note from Michael
Your credit is personal.
I treat it that way.
I'm Michael Charles, founder of RSC Credit Freedom Solutions. You may know me as Credit Mike.
I work with people who are tired of feeling stuck and want real help with their credit. My approach is straightforward: explain the process and give you the tools to use it.
The Academy puts that into an affordable monthly membership. And if you'd rather have it done for you, that's what Credit Comeback is for.
Michael Charles
More voices.
Their own words.
Public Trustpilot reviews from people who worked with RSC.
Nathaniel Cochrane
“Michael Charles was very informative and down to earth in speaking to me about my credit scores and profile and gave me practical tips of information on how to maneuver my current credit status.”
Troy V III
“If you are looking for affordable credit repair, and a company that is trustworthy and efficient, you found the right place.”
Yancey Vazquez
“I was able to get a new car,and soon will be moving into my new home.”
King
“His team is knowledgeable, supportive, and always available to answer questions.”
Joey Romilus
“Thanks to their guidance, I now feel more confident in my financial future.”
villianie vilbrun
“Had a wonderful experience with Michael and the Credit Freedom team.”
A few things you may
be wondering.
Is this a course, or do you handle my disputes?
The Academy is a do-it-yourself membership. You get the lessons, templates, weekly group calls, and community to work your own file. If you want RSC to handle the disputes for you, that's Credit Comeback. Book a free Credit Fit Review to see if it fits.
I've tried credit repair before. What's different here?
Most DIY attempts stall because there's no plan and nobody to ask. The Academy gives you both: a step-by-step path and a weekly place to bring your questions.
What does getting started look like?
Join the Academy and you get access right away. Start with the first lessons, pull your reports, and bring your questions to the community.
Is credit monitoring included?
Not required. We encourage SmartCredit so you can see all three reports and track your progress, but it's your call.
Can the Academy remove my collections?
The Academy teaches you how to challenge inaccurate, incomplete, or unverifiable information yourself. What changes depends on your file, and no specific deletion or score is guaranteed. If you want RSC to do the disputing for you, look at Credit Comeback.
Your next chapter starts with a next step
Let's work on
your credit comeback.
Get the step-by-step plan, the resources, and the community you've been looking for inside Credit Freedom Academy.
$77 / month
Academy membership. SmartCredit monitoring is optional and encouraged.