Credit Freedom Academy
You don't have to
fix your credit alone.
We handle the dispute work. You get clear updates and support along the way.
First, hear it from the people
who've worked with us.
Before you decide what's next for your credit, see what working with RSC has meant to these clients.
RSC client experiences across our programs.
A car purchase.
Without a co-signer.
Hear Kerry Ann describe what that moment meant to her.
Burned before.
Ready to trust again.
His experience with another company, and why he chose RSC.
A bigger vision
for his business.
Samuel shares his experience working with RSC on business funding.
Real reports. Visible progress.
See the score changes, dispute results, and progress recorded in these RSC client reports. Tap any report for a closer look.
You don't need another list of tips.
You need someone to handle the work.
Maybe you tried DIY and got lost. Maybe you paid a company and barely heard from them. Or maybe life kept pushing your credit to the back burner.
The old way
Figure it all out yourself.
More searching. More second-guessing.
- Search for answersAnother video. Another tip. Still unsure.
- Try a little of everythingPiece together advice and dispute letters.
- Wonder what's happeningWait without a clear picture of the work.
- Put it off againLife gets busy. Credit goes on the back burner.
You're left carrying the whole process.
The new way
Get help. Stay in the loop.
Credit Freedom Academy, with RSC.
- Know where to startWe walk you through getting set up.
- Let us handle the dispute workRSC prepares and manages your eligible disputes.
- See what's happeningGet updates as your file moves through the process.
- Get answers along the wayBring your questions to weekly group support.
The work gets handled. You stay informed.
That's the idea behind Credit Freedom Academy.
Introducing Credit Freedom Academy
The help you came for.
The support to keep going.
Start with your credit. Use the calls, guidance, and resources when you need them. You don't have to make learning credit repair your second job.
We handle your eligible disputes.
Get credit-repair help from RSC, instead of trying to piece the process together on your own.
You know what's happening.
Updates throughout onboarding and the dispute process help you stay informed, not left in the dark.
Support is there when you need it.
Weekly group coaching and practical resources give you a place to ask questions and build on what you're learning.
A note from Michael
Your credit is personal.
I treat it that way.
I'm Michael Charles, founder of RSC Credit Freedom Solutions. You may know me as Credit Mike.
I work with people who are tired of feeling stuck and want real help with their credit. My approach is straightforward: do the work, explain the process, and keep you informed.
The Academy brings that approach into an affordable monthly membership. Come for the credit help. Use the support to keep building.
Michael Charles
More voices.
Their own words.
Public Trustpilot reviews from people who worked with RSC.
Nathaniel Cochrane
“Michael Charles was very informative and down to earth in speaking to me about my credit scores and profile and gave me practical tips of information on how to maneuver my current credit status.”
Troy V III
“If you are looking for affordable credit repair, and a company that is trustworthy and efficient, you found the right place.”
Yancey Vazquez
“I was able to get a new car,and soon will be moving into my new home.”
King
“His team is knowledgeable, supportive, and always available to answer questions.”
Joey Romilus
“Thanks to their guidance, I now feel more confident in my financial future.”
villianie vilbrun
“Had a wonderful experience with Michael and the Credit Freedom team.”
A few things you may
be wondering.
Is this just a course, or do you handle disputes?
RSC handles eligible disputes as part of the Academy's credit-repair support. The coaching calls and resources are there to support you, not to make you do the dispute work yourself.
I've tried credit repair before. What's different here?
Our approach pairs the work with communication. You get updates through onboarding and the dispute process, plus a place to ask questions. Watch EUDS's story above to hear why he chose RSC after a disappointing experience elsewhere.
What does getting started look like?
Join the Academy, then follow the guided onboarding steps to connect your monitoring and complete your agreement and intake. We'll walk you through what we need so we can get your file ready for the work.
Is credit monitoring included?
SmartCredit monitoring is a separate paid subscription, required while RSC actively works on your disputes. It gives us access to current reports so we can track changes and keep the process moving.
Can you remove my collections?
We review what is reporting and challenge eligible inaccurate, incomplete, or unverifiable information. The client stories and report above show real past experiences. What can change on your report depends on your file; no specific deletion or score is guaranteed.
Your next chapter starts with a next step
Let's work on
your credit comeback.
Get the dispute support, clear updates, and guidance you've been looking for inside Credit Freedom Academy.
$77 / month
Academy membership. Separate paid SmartCredit monitoring is required for active credit repair.